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Instant Medical Loan In Mumbai At No-Cost EMI For All Surgeries

Instant medical loan in Mumbai at no-cost EMI for all surgeries

There may be a time when you have no cash at your home, no health insurance, and someone from your family requires emergency medical treatment. In this situation, you will either postpone the treatment or break all your savings. Alternatively, you can apply for a medical loan in Mumbai.

What is a medical loan?

A medical loan is an unsecured personal loan that you can use to pay medical bills. These loans are easy to apply and don’t need any security or collateral as a guarantee. Instant medical loan in Mumbai helps you get monetary coverage for all medical expenses, including hospital bills, treatments, prescriptions, surgeries, dental treatment, cosmetic surgeries, chemotherapy, infertility treatments, physiotherapy, and other medical-related costs. 

You can apply for a medical loan even if you have a low or no credit score. Medical EMI loan helps you meet medical expenses, freeing you from the burden of paying hefty medical bills. 

Features of a medical loan in Mumbai

Medical loans offer various advantages and are easy to get. Some of the significant features of this loan are:

  • Easy to apply: You can apply online without going in physically to an office or a bank.
  • Less documentation: There is no requirement of providing chunks of documents. You just need to upload the following documents online.

             – Aadhar Card
             – Pan Card
             – Bank statement

  • Instant approval and quick disbursal: Instant medical loan offers instant approval, and if eligible, funds are disbursed quickly in no time. 
  • Zero-cost EMI: There is zero interest charged on the loan amount, and you can pay in no-cost EMIs.
  • Flexible tenure: GMoney offers flexible tenure schemes where you can choose to repay the amount ranging from 3 to 18 months.


Why and when to take an emergency loan from GMoney

GMoney offers medical assistance finance providing the funds when you need them most. The overall loan procedure is simple, and any individual who is salaried or self-employed can apply for this loan. GMoney emergency loans don’t restrict the usage of funds and you can use the amount to pay for any medical-related expenses, be it surgeries, doctor fees, medical bills, diagnostic expenses like x-rays, blood tests, etc., or any other medical costs. 

You may have health insurance coverage to help pay for your medical treatment, but sometimes it fails to bear the overall expense. Moreover, many health policies don’t cover certain illnesses or there is a waiting period when they are covered. In such stances, you can avail of a medical loan facility from GMoney and undergo the best possible treatment available, without worrying about its cost. 

How does our EMI process work?

You can follow the steps below to apply for medical assistance finance from GMoney:

Step 1: You need a computer or a smartphone to apply for a loan. From your PC, log in to the GMoney website. Alternatively, you can give a missed call on 7400 177 177 or send a WhatsApp to 96156 95156.

Step 2: Provide your mobile number in the space provided

Step 3: You will receive an OTP on your registered mobile number. Share the OTP and wait for a few seconds.

Step 4: Provide your basic details like name, etc. 

Step 5: Upload documents, including your Pan Card, Aadhar Card, and bank details.

Step 6: Once KYC is done, and if eligible, the approved loan amount is transferred directly to the bank account of the hospital specified. 

Common surgeries and treatments covered under GMoney (We will make units of these surgeries)

Orthopedic | Gynecologist | ENT | Proctology | Urology | Laparoscopy | Fertility | Vascular | Aesthetic | Ophthalmology | Dental 

Why consider GMoney for medical emergency loans?

GMoney offers a hassle-free loan process and approval. You do not have  to disclose the ailment and can apply for a loan to pay for the expenses of any medical emergency. Instant loan approval is another valid reason to apply for a loan with GMoney, as medical emergencies are often hard to wait for. 

With GMoney, you can pay your medical bills or get treatment in the hospitals under the GMoney network. Presently there are more than 10,500 hospitals across Indian cities which have joined hands with GMoney to provide best-in-class medical facilities for their patients. 

FAQs

  • Do medical loans have interest rates?

Depending on the terms and conditions of the lender, medical loans can be expensive. But GMoney offers medical loans with zero interest and flexible EMIs, to help you get the best possible treatment.

  • Is it hard to get a medical loan?

Although many financial companies and banks demand a large chunk of documents and formalities, a medical loan from GMoney is easy to apply for, and anybody can submit a loan application online. 

  • Am I eligible for no-cost EMI by GMoney? 

Any individual who is resident of India and is between 21 years and 58 years of age is eligible for no-cost EMI by GMoney.

  • Are there any processing fees for no-cost EMI at GMoney?

No, GMoney does’nt demands any processing fees. You can simply apply online for the loan with zero charges and no fees.

  • What is the tenure of no-cost EMI at Gmoney?

 GMoney offers a flexible rpayment tenure. You can choose a loan period ranging from 3 to 18 months according to your paying capacity.

  • What are the documents required to apply for no-cost EMI?

You need to upload the following documents online:

– Aadhar Card 

– Pan Card

– Bank Statement for last three months

  • Whom should I connect with regarding any grievance or concern related to No-Cost EMI?

You can directly call GMoney or register a complain online. Alternatively you can register your concern directly to RBI by visiting https://cms.rbi.org.in. and entering your details like Name, Mobile Number, Complaint category, etc.